Enabling Real-Time Collaboration Through Federated Identity: Messages From The Edge

December 16, 2010

It is quite possible that the single most important component to driving commerce innovation is a technology of which you have never heard… Federated Identity Or, if you have heard of it, the likely response is one of confusion and association with a several million-dollar professional services project.  For those in the payments industry, the [...]

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Workflow Templates – an Innovation Accelerant for Payments: Messages From the Edge

November 17, 2010

In the most recent post in this series, I am not defined by your SIC code, Segments, there was an assertion made that continues to prove itself true: Software Companies are willing to make an investment (both financially and in time/effort) to integrate with development tools to meet their customer’s needs.  However, they will only [...]

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POS Innovation in the Cloud: Insights from The [Payments] Innovation Institute

November 9, 2010

On November 4th and 5th, Platform strategists Market Platform Dynamics launched The [Payments] Innovation Institute at the Harvard Faculty Club in Cambridge, MA. Billed as an “innovation immersion”, the 2 day program was taught by Institute faculty with a rich mix of business, applied research and entrepreneurial experiences from Harvard Business School, MIT, Imperial College [...]

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Gaining More Control with Open Payment Platform Solutions

October 18, 2010

Peter Osberg from IP Commerce talks with Gary Catt, President and CEO of Ventek International, on how open payment platform solutions can remove the traditional impediments of middle-ware including; lack of service level, lack of control over PCI compliance and lack of control over processing costs, and open the door to more scalable product offerings [...]

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I am not defined by your SIC Code, Segments: Messages From the Edge

September 30, 2010

In the payments industry the practice of identifying merchants by the SIC code (standard industry classification) for the purposes of pricing and underwriting has been hugely valuable. However, it is important to note that Software Companies do not, and will not, classify themselves by an industry code. They, in contrast, are targeting a set of [...]

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Payments 101: What is a Payment Gateway?

September 23, 2010

A payment gateway is a service that facilitates the authorization and processing of payments between a merchant and the customer. A gateway serves as an intermediary between the Merchant and the Acquirer in the transaction flow – communicating transaction information from a website, virtual point of sale or IVR service (for telephone orders) to the [...]

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The Value of Value-Added Services: Messages from the Edge

September 7, 2010

A recurring theme we see among Software Companies in the market today is that the selection of a payment API is initially driven by the desire to meet immediate business objectives. Furthermore, these objectives often center on the consumption of one core payment service (e.g. credit card processing, ACH, gift card) for one specific industry [...]

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Open Platforms Deliver the Network Effect Critical to Succeed

September 2, 2010

Interesting article from Martin Tantow on Open Distribution Platforms talks about the direction of open APIs and their role in multi-channel distribution. His thoughts underscore our sentiment that highly flexible, cloud-based Platforms, API’s and workflows ignite application developers and enable partners to focus on innovation and growth – “creating the required network effect to succeed [...]

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Open APIs and the Intricacies of Payments Integration

August 20, 2010

Peter Osberg from payment platform provider IP Commerce talks with Dean Burke, director of marketing and new business development for Washington-based Carpe Charge about open APIs and the intricacies of payments Integration.

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